The Doctrine of 'Number, not Name': Why Classical Banking Secrecy Died and How Swiss Wallet Architecture Restores It
The automatic information exchange agreements (CRS and FATCA) definitively liquidated the traditional myth of banking secrecy in Zurich and Geneva. Today, any asset custodied by third parties is an intervenable asset. We analyze the architecture of pseudonymous isolation in which an assigned number replaces civil identity, without custody intermediaries or risks of multilateral freezing.
In the contemporary paradigm of fiscal surveillance and data profiling, owning an asset in your civil name is a design vulnerability. True sovereignty is not negotiated with banks: it is programmed mathematically.
